Can You Buy Things Online With A Prepaid Debit Card
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The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
You can withdraw cash in several ways. A convenient, fee-free way is to request cash back during check out at grocery stores. Most grocery stores provides free cash back when you use a Visa Prepaid card. Ask the store associate beforehand, to make sure. Additionally, you can withdraw money from participating ATMs. Please check with your card issuer regarding ATM withdrawal fees. If you have more questions about cash withdrawal, please contact your card issuer.
Updated 10/2/2020Want to know a little known fact You can shop online with a Visa gift card. So if you recently received a Visa gift card and want to redeem it for online purchases but aren't sure how it works, read this quick guide for how to's and helpful tips.
Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider's website or call the toll free number listed on the back of your card.
Card recipients should go online to register the card. Why This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.
Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities.
New cards cost $5, but the purchase fee is waived when you order online and is refunded as transit value if you buy one in person and register within 90 days. For Ventra Cards on Google Pay, iPhone or Apple Watch, the minimum value to provision a new card is $5, and there is no minimum charge to transfer an existing, plastic card to Google Pay or Apple Pay.
Registration lets you manage your account online, in the app or via automated phone system. It also makes it possible for us to provide you with better customer support, account notifications and to send you a free replacement when your card expires.
Regular Ventra Cards offer a prepaid debit option which, if activated, allows you to load money into a prepaid debit account and use your Ventra Card to make regular retail purchases anywhere MasterCard is accepted. Ventra prepaid debit accounts are separate from Ventra Transit Accounts and this feature is completely optional.
*Note: Thank you to those who participated in the Ventra Prepaid Debit Account program. Ventra Cards are now transit-only and will no longer support the prepaid debit functionality. The last day to sign up for a prepaid debit account is Nov. 30, 2017, and all prepaid debit accounts will be closed as of Dec. 31, 2017. Users currently taking advantage of this program will receive several options regarding their prepaid debit account and will be mailed a new, transit-only Ventra Card. Should you have questions regarding your Ventra Prepaid Debit Account, please call Ventra Money Network Customer Service at 1.888.824.8802.
When your debit card is declined despite having the funds to cover the transaction, it could be something as simple as a wrong PIN or expired card, or it could mean that there was a security issue. For instance, your bank may have reason to believe that your identity has been stolen, in which case it will freeze all your cards and accounts until it's sure that you are the only one accessing the funds.\"}},{\"@type\": \"Question\",\"name\": \"Can the bank find out who used my debit card\",\"acceptedAnswer\": {\"@type\": \"Answer\",\"text\": \"If your card was fraudulently used, the bank may be able to find out who used it. It all depends on how the card was used and if any identifiers were left behind. For example, an ATM or retail store may have a security camera to capture the person's image. Or, if the card was used online, an IP or shipping address may help to find out who used it.\"}},{\"@type\": \"Question\",\"name\": \"How long does it take to refund a debit card purchase\",\"acceptedAnswer\": {\"@type\": \"Answer\",\"text\": \"Some card issuers are quicker than others, but you can generally expect to receive your refund within three to 10 days.\"}},{\"@type\": \"Question\",\"name\": \"How do you dispute a charge on your debit card\",\"acceptedAnswer\": {\"@type\": \"Answer\",\"text\": \"The first step is to reach out to the merchant and ask them to refund the charge. If you are unable to reach the merchant or the merchant is unable to help you, then you should reach out to your bank. You can dispute charges online, on the phone, or by visiting a bank branch.\"}},{\"@type\": \"Question\",\"name\": \"Is my PIN on my debit card\",\"acceptedAnswer\": {\"@type\": \"Answer\",\"text\": \"No, your PIN is not on your debit card. You're expected to remember your PIN or write it down in a secure location.\"}}]}]}] .cls-1{fill:#999}.cls-6{fill:#6d6e71} Skip to contentThe BalanceSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.BudgetingBudgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps View All InvestingInvesting Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps View All MortgagesMortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates View All EconomicsEconomics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy View All BankingBanking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates View All Small BusinessSmall Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success View All Career PlanningCareer Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes View All MoreMore Credit Cards Insurance Taxes Credit Reports & Scores Loans Personal Stories About UsAbout Us The Balance Financial Review Board Diversity & Inclusion Pledge View All Follow Us Budgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps Investing Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps Mortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates Economics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy Banking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates Small Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success Career Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes More Credit Cards Insurance Taxes Credit Reports & Scores Loans Financial Terms Dictionary About Us The Balance Financial Review Board Diversity & Inclusion Pledge BankingChecking AccountsHow To Use a Debit Card Online and at an ATMByJustin PritchardUpdated on October 24, 2021Reviewed byMichael J Boyle Reviewed byMichael J BoyleMichael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics.learn about our financial review boardIn This ArticleView AllIn This ArticleHow To Use a Debit CardUse a Debit Card at an ATMUse a Debit Card OnlineUse a Prepaid Debit CardDebit Cards vs. Credit CardsFrequently Asked Questions (FAQs) Photo: Paul Bradbury / Getty Images
If you plan to make payments online, be sure that your computer will keep thieves from stealing your card information. Keep your security software up to date, and only use your card on sites that you trust. Verify that your card information goes through a secure connection when shopping online (look for the lock icon and any messages on your browser).
When your debit card is declined despite having the funds to cover the transaction, it could be something as simple as a wrong PIN or expired card, or it could mean that there was a security issue. For instance, your bank may have reason to believe that your identity has been stolen, in which case it will freeze all your cards and accounts until it's sure that you are the only one accessing the funds.
If your card was fraudulently used, the bank may be able to find out who used it. It all depends on how the card was used and if any identifiers were left behind. For example, an ATM or retail store may have a security camera to capture the person's image. Or, if the card was used online, an IP or shipping address may help to find out who used it. 59ce067264
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